Financing Study Abroad
Don't let cost get in the way of your chance to study abroad. With financial aid, good budgeting, and saving and planning, study abroad can be very affordable. In addition, the returns on your investment — academic learning in an intercultural environment, broadened horizons and new cross-cultural skills — will prove invaluable for decades to come. Use all of the information provided to you by the CIP office and Hawk Central to make informed decisions about how to finance your semester abroad. Make sure you understand the policies and procedures surrounding cost, scholarships and financial aid:
SJU Study Abroad Grants
Saint Joseph's University offers several scholarships from $500 to $1,500 for Saint Joseph's University students studying abroad on semester/ year, Study Tours & Summer programs. Students who have not studied or traveled abroad in the past are strongly encouraged to apply. Awards are granted on the basis of merit, need, and the quality of the essay. Scholarships are for only one semester of study. Previous award winners are not eligible. Completed scholarship applications must be submitted in full to the Center for International Programs and received by March 15 for Fall programs and October 15 for Spring programs. All applications will be reviewed by a committee. All award decisions are final and may not be appealed.
The Society of the Friendly Sons of Saint Patrick Irish Studies Fund
The Society of the Friendly Sons of Saint Patrick have generously donated monies to Saint Joseph's University to aid in the support of an SJU undergraduate student(s) who is accepted by SJU and the overseas university to study abroad in Ireland for a fall semester or year academic program. This award is made once a year. Scholarship award amounts vary year to year, but are estimated to be a minimum of $1,000 designated for tuition only and are awarded on a need and merit basis. Preference shall be given to students who pursue courses in Irish Studies or the Humanities while in Ireland. All students must apply by April 1st prior to the academic year during which they plan to study abroad.
Department of Asian Studies Scholarship
A limited number of scholarships are available to Asian Studies majors and minors for study in Asia, through SJU approved programs at The Beijing Center in China,Sophia University in Tokyo, Japan, or through a petition program in Asia or on the SJU Summer Program in China. Preference is given to Asian Studies majors & minors, but others are welcome to apply. Scholarships are awarded on a first come, first served basis. Find out more information on the Department website, or by contacting Dr. David Carpenter for an application.
Department of Political Science Scholarship Thomas Fund Scholarships:
In addition to the financial assistance for lectures, the Thomas Family Fund provides funding to Political Science students who are studying abroad for a semester. In the last two years alone, four students have benefitted from the Thomas Family Fund. In spring 2010 Alyssa Ryan '11 studied in London and interned with a Member of the British Parliament; Frederick Roth '11, studied in Leuven, Belgium and interned in the European Union Parliament in spring 2010; Megan Scheidemann '11, also studied in Leuven, Belgium and interned for the European Union Parliament in spring 2009; Amar Sharif '12 traveled to South Africa for the fall 2010 semester and participated in the Marquette program. The Fall 2014 recipient was Milena Vulopas, also headed to the Belgium Internship Program. To apply, click here.
Charles F. Shreiner ('50) Scholarship for Study Abroad in Latin America
The Charles F. Shreiner ('50) Fund for Latin American Studies is the gift of several generous alumni of Latin American Studies at Saint Joseph's University. Thanks to this endowment, the Latin American Studies Program can now offer 3 partial scholarships of $600 each to SJU students to support study in Latin America in Fall 2017. This might be in the form of a study tour, semester abroad, or internship abroad. Preference will given to SJU study tours to Latin America that are approved Latin American Studies courses. More information about eligibility requirements and the application process can be found HERE. Applications are due October 15th.
Alliance for Global Education
Casa de la Solidaridad
Danish Institute for Study Abroad (DIS)
John Cabot University
Saint Louis University
Temple University Rome
The Beijing Center
*Always check with your study abroad program to see if any scholarships or travel grants are offered!
External Study Abroad Scholarships
For a comprehensive list of 40+ national scholarships for studying abroad, please see our Outside Scholarships Chart. Note: These scholarships are not endorsed by the CIP, just provided as a starting place for your research. For the most up-to-date information, please see individual scholarship websites.
Additional Scholarship Search Engines:
- University of Minnesota, Learning Abroad Center.
- GoAbroad.com Scholarship Search
SJU Financial Aid
Per the Semester Abroad Policy, students who wish to study abroad and receive credit toward their Saint Joseph’s degree will remain registered at SJU and pay the full-time, day tuition rate plus a $300 Confirmation Deposit for each semester they will be studying abroad. Because of their continuing enrollment status at the University, students will continue to receive their full financial aid package. However, there are some things to be aware of in regards to your aid.
With the exception of Federal Work Study Funds and athletic scholarships, other forms of financial aid and scholarships are applied towards your Saint Joseph’s University tuition fees for the semester or you are abroad studying full time. They are applied automatically as if you were studying here on campus.
Housing and Non-Tuition Fees
In most cases, students are required to pay all non-tuition related fees (i.e., housing and other administrative fees) directly to their study abroad program or foreign institution. However, there are a few exceptions based on agreements that the University has with a small number of our approved/affiliated programs. Therefore, students participating in the following programs will see their study abroad housing fee (not the SJU housing cost!) on their billing statement from Saint Joseph’s University:
- All approved/affiliated IFSA-Butler programs
- Universidad Alberto Hurtado
If you are concerned about your program’s payment deadline, please contact them directly for assistance. Some programs may extend the deadline for you or allow you to schedule a payment plan. Other programs (including, but not limited to: DIS, Casa de la Solidaridad, CIEE, John Cabot University, IES, Temple University, American University of Rome) have allowed students to defer their program fee payment until after their financial aid has been disbursed by Saint Joseph’s University. Please research your program’s website and/or contact your program directly to inquire about a possible Payment Deferral Form or required documentation. If it is an available option, you will need to also work with Hawk Central to submit necessary financial aid documentation as the CIP cannot sign the agreement.
Once the aid is disbursed to the student through their SJU account, any credit balances will be refunded directly to the student. The student is then responsible for paying any non-tuition fees to their study abroad program immediately and before the agreed upon deferment deadline.
Tips and Advice:
- Discuss your plans with a Hawk Central counselor at least a year prior to studying abroad
- Complete the FAFSA application early. Federal funds will not be disbursed to SJU if the FAFSA is not submitted. If selected; federal verification completed and all loan requirements are completed
- Research when program and/or housing fees are due to the abroad program and understand the process for having financial aid applied. Financial Aid deferral agreements and payment plans can often take 1-2 weeks to put into place, and typically must be in place before payment deadlines.
- Set up Direct Deposit at SJU. Most loans are sent to Saint Joseph’s University via Electronic Funds Transfer (EFT) and most students receive refunds via direct deposit. Direct deposit will allow students have access to their funds much quicker.
- Share all financial aid information with parent(s) or guardian(s).
Dropping below full-time status or completely withdrawing from your semester abroad program could have an adverse effect on your financial aid package. Therefore, if your enrollment status changes, notify the CIP and Hawk Central immediately.
For more information visit Hawk Central. Hawk Central is Saint Joseph's student-focused service center where information and counselors are available to meet with students and families to analyze and assess needs related to student academic records, financial aid, and billing.
- NAFSA Guide to Financial Aid for Study Abroad
- The Financial Aid Page provides links to scholarship searches and comprehensive listing of financial aid information.
- The Student Guide is published annually by the U.S. Department of Education which includes the eligibility requirements on various federal aid programs.
- Fast Web provides a free customized list of financial aid sources, including private sector scholarships, fellowships, grants, and loans.
- The College Board Scholarship Search and P.L.A.T.O. Scholarship Search are other pertinent engines for grant information.
- StudyAbroad.com, the University of Minnesota, and Michigan State University also have information on scholarships and grants for study abroad.
- CareerOneStop provides a searchable database of scholarships and fellowships.
- Study Abroad Funding, a study abroad scholarship search engine, is maintained by the Institute of International Education.
Additional Sources of Funding
Get creative! Consider some personal fundraising. Here are some tips:
- Be prepared to explain why you are fundraising. Why do you want to volunteer/intern/study abroad? Convince people that your experience abroad will be valuable.
- Ask as many people as possible to contribute – every little bit helps. If you’re holding a fundraising event, such as a bake sale, be sure to advertise it.
- For donations, ask different people for different amounts. People who are financially secure will be able to donate more. Also, remember that if your suggested amount is too low, people might not donate more than that because they don’t realize how much you actually need.
- Use technology to your advantage. Consider setting up a blog or website where people can donate.
- Be sure to say thank everyone who contributes. In addition to verbal thanks, you may want to send thank you notes to express your appreciation. Keep them updated while you are abroad.