Financing Study Abroad
Don't let cost get in the way of your chance to study abroad. With financial aid, good budgeting, and saving and planning, study abroad can be very affordable. In addition, the returns on your investment — academic learning in an intercultural environment, broadened horizons and new cross-cultural skills — will prove invaluable for decades to come. Use all of the information provided to you by the CIP office and the Office of Financial Aid to make informed decisions about how to finance your semester abroad. Make sure you understand the policies and procedures surrounding cost, scholarships and financial aid:
SJU Study Abroad Grants
Saint Joseph's University offers several scholarships from $500 to $1,500 for Saint Joseph's University students studying abroad on semester/ year, Study Tours & Summer programs. Students who have not studied or traveled abroad in the past are strongly encouraged to apply. Awards are granted on the basis of merit, need, and the quality of the essay. Scholarships are for only one semester of study. Previous award winners are not eligible. Completed scholarship applications must be submitted in full to the Center for International Programs and received by March 15 for Fall programs and October 15 for Spring programs. All applications will be reviewed by a committee. All award decisions are final and may not be appealed.
The Society of the Friendly Sons of Saint Patrick Irish Studies Fund
The Society of the Friendly Sons of Saint Patrick have generously donated monies to Saint Joseph's University to aid in the support of an SJU undergraduate student(s) who is accepted by SJU and the overseas university to study abroad in Ireland for a fall semester or year academic program. This award is made once a year. Scholarship award amounts vary year to year, but are estimated to be a minimum of $1,000 designated for tuition only and are awarded on a need and merit basis. Preference shall be given to students who pursue courses in Irish Studies or the Humanities while in Ireland. All students must apply by March 15th prior to the academic year during which they plan to study abroad.
Department of Asian Studies Scholarship
A limited number of scholarships are available to Asian Studies majors and minors for study in Asia, through SJU approved programs at The Beijing Center in China,Sophia University in Tokyo, Japan, or through a petition program in Asia or on the SJU Summer Program in China. Preference is given to Asian Studies majors & minors, but others are welcome to apply. Scholarships are awarded on a first come, first served basis. Find out more information on the Department website, or by contacting Dr. David Carpenter for an application.
Department of Political Science Scholarship Thomas Fund Scholarships:
In addition to financial assistance for lectures, the Thomas Family Fund provides funding to Political Science students who are studying abroad for a semester. IEach year, the Department of Political Science offers two $2,500.00 awards. To apply for the study abroad scholarship, please contact the Political Science Department.
Charles F. Shreiner ('50) Scholarship for Study Abroad in Latin America
The Charles F. Shreiner ('50) Fund for Latin American Studies is the gift of several generous alumni of Latin American Studies at Saint Joseph's University. Thanks to this endowment, the Latin American Studies Program can offer scholarships to SJU students to support study in Latin America. Preference will given to students participating in an SJU study tours to Latin America. Please contact Dr. Richard Gioioso, Director of the Latin American and Latin Studies Program, at email@example.com for more information.
Danish Institute for Study Abroad (DIS)
John Cabot University
Saint Louis University
Temple University Rome
The Beijing Center
Loyola Vietnam Center
*Always check with your study abroad program to see if any scholarships or travel grants are offered! *Note: The following scholarships and websites are not endorsed by the CIP. They are just provided as a starting place for your research.
Fund for Education Abroad (FEA) Scholarships
The Fund for Education Abroad (FEA) invests in promising students with financial need who wish to study abroad. Potential applicants who meet their eligibility requirements may participate on any international education program that meets their academic objectives (provided the student has CIP approval to study abroad). Scholarships range from $1,250 – $10,000 and can be applied for programs that run for at least 28 days. FEA gives preference to students with demonstrated financial need, and strongly encourages students to apply who represent a group that is traditionally underrepresented in education abroad. These groups include, (but are not limited to) first-generation college students and minority students. Please visit their website for more information and for application deadlines: https://fundforeducationabroad.org/applicants/.
The IIE Gilman International Scholarship
The Gilman International Scholarship Program is sponsored by the U.S. Department of State's Bureau of Educational and Cultural Affairs (ECA), and administered by the Institute of International Education (IIE). The Gilman Program aims to diversify the kinds of U.S. undergraduate students who study and intern abroad and the countries and regions where they go. Awards of up to $5,000 are made for U.S. citizen undergraduates to study abroad. Award amounts will vary depending on the length of study and student need with the average award for a semester being $4,000. Students studying a critical need language while abroad in the Middle East, North Africa or other non-traditional locations are also eligible for an additional $3,000 Gilman Critical Need Language Supplement. To learn more about the Gilman Scholarship Program and to apply, please visit the website.
IIE Freeman-ASIA Scholarship
Freeman-ASIA is sponsored by the Freeman Foundation and administered by the Institute for International Education (IIE). The Freeman Foundation's major objectives include strengthening the bonds of friendship between the United States and countries of East Asia. Freeman-ASIA accepts applications from U.S. citizens or permanent residents studying at the undergraduate level at a two-year or four-year college or university who demonstrate financial need to study abroad in East or Southeast Asia. Awards of up to $5,000 are made for U.S. citizen undergraduates spending a semester abroad. For more information, please visit their website.
Chinese Government Scholarship (CGS)
Chinese Government Scholarship (CGS) is established by the Ministry of Education of P.R.China (MOE). Applicants can choose three academic programs in three universities as their first, second and third choice university from the directory of Chinese universities that admitting international students at http://www.campuschina.org/universities/index.html. All undergraduate programs are instructed in Chinese. Applicants with no command of Chinese are required to take the college preparatory courses for one to two years and pass the examinations before pursuing major studies. English-delivered programs are only for postgraduate programs and non-degree courses for general and senior scholars in certain universities. More information about this award and the eligibility requirements can be found here: Chinese_Government_Scholarship_2019.doc
Scholarship Search Engines:
- University of Minnesota, Learning Abroad Center
- GoAbroad.com Scholarship Search
For help with outside scholarships, consider contacting the Saint Joseph's University Fellowships Office.
SJU Financial Aid
Per the Semester Abroad Policy, students who wish to study abroad and receive credit toward their Saint Joseph’s degree will remain registered at SJU and pay the full-time, day tuition rate plus a $300 Confirmation Deposit for each semester they will be studying abroad. Because of their continuing enrollment status at the University, students will continue to receive their full financial aid package. However, there are some things to be aware of in regards to your aid.
With the exception of Federal Work Study Funds and athletic scholarships, other forms of financial aid and scholarships are applied towards your Saint Joseph’s University tuition fees for the semester or you are abroad studying full time. They are applied automatically as if you were studying here on campus.
Housing and Non-Tuition Fees
In most cases, students are required to pay all non-tuition related fees (i.e., housing and other administrative fees) directly to their study abroad program or foreign institution. However, there are a few exceptions based on agreements that the University has with a small number of our approved/affiliated programs. Therefore, students participating in the following programs will see their study abroad housing fee (not the SJU housing cost!) on their billing statement from Saint Joseph’s University:
- All approved/affiliated IFSA-Butler programs
- Universidad Alberto Hurtado
If you are concerned about your program’s payment deadline, please contact them directly for assistance. Some programs (including, but not limited to: DIS, CIEE, John Cabot University, Temple University, American University of Rome) have allowed students to defer their program fee payment until after their financial aid has been disbursed by Saint Joseph’s University. Other programs (such as SLU Madrid) allow students to pay in installments. Please research your program’s website and/or contact them directly to inquire about a possible Payment Deferral Form or required documentation. If it is an available option, you will need to also work with the Office of Financial Aid to submit necessary financial aid documentation as the CIP cannot sign the agreement.
Once the aid is disbursed to the student through their SJU account, any credit balances will be refunded directly to the student (with the exception of Federal Parent PLUS Loans which are disbursed directly to the parent borrower). The student (or parent) is then responsible for paying any non-tuition fees to the study abroad program/foreign institution/landlord before the agreed upon deferment deadline.
Tips and Advice:
- Discuss your plans with the Financial Aid Office at least a year prior to studying abroad
- Complete the FAFSA application early. Federal funds will not be disbursed to SJU if the FAFSA is not submitted. If selected; federal verification completed and all loan requirements are completed
- Research when program and/or housing fees are due to the abroad program and understand the process for having financial aid applied. Financial Aid deferral agreements and payment plans can often take 1-2 weeks to put into place, and typically must be in place before payment deadlines.
- Set up Direct Deposit at SJU. Most loans are sent to Saint Joseph’s University via Electronic Funds Transfer (EFT) and most students receive refunds via direct deposit. Direct deposit will allow students have access to their funds much quicker.
- Share all financial aid information with parent(s) or guardian(s).
While You’re Away:
Dropping below full-time status or completely withdrawing from your semester abroad program could have an adverse effect on your financial aid package. Therefore, if your enrollment status changes, notify the CIP and the Financial Aid Office immediately.
For more information, please visit the Financial Aid Office. For questions regarding billing, please contact the Office of the Bursar. For questions regarding academic records, please contact the University Registrar.
- NAFSA Guide to Financial Aid for Study Abroad
- The Financial Aid Page provides links to scholarship searches and comprehensive listing of financial aid information.
- The Student Guide is published annually by the U.S. Department of Education which includes the eligibility requirements on various federal aid programs.
- Fast Web provides a free customized list of financial aid sources, including private sector scholarships, fellowships, grants, and loans.
- The College Board Scholarship Search and P.L.A.T.O. Scholarship Search are other pertinent engines for grant information.
- StudyAbroad.com, the University of Minnesota, and Michigan State University also have information on scholarships and grants for study abroad.
- CareerOneStop provides a searchable database of scholarships and fellowships.
- Study Abroad Funding, a study abroad scholarship search engine, is maintained by the Institute of International Education.
Additional Sources of Funding
Get creative! Consider some personal fundraising. Here are some tips:
- Be prepared to explain why you are fundraising. Why do you want to volunteer/intern/study abroad? Convince people that your experience abroad will be valuable.
- Ask as many people as possible to contribute – every little bit helps. If you’re holding a fundraising event, such as a bake sale, be sure to advertise it.
- For donations, ask different people for different amounts. People who are financially secure will be able to donate more. Also, remember that if your suggested amount is too low, people might not donate more than that because they don’t realize how much you actually need.
- Use technology to your advantage. Consider setting up a blog or website where people can donate.
- Be sure to say thank everyone who contributes. In addition to verbal thanks, you may want to send thank you notes to express your appreciation. Keep them updated while you are abroad.